Hard Money Lending

Turn your depreciated and under valued assets into much needed working capital. Hard money lenders serve a useful purpose in allowing businesses access to hidden capital at critical moments.

Many companies carry assets on their books at greatly depreciated value and have a hard time getting traditional lenders to allow value against these assets. If you need a quick injection of capital to allow you to react to an opportunity or a problem in your business and have undervalued assets, this form of borrowing can solve your problem.

Hard money lenders quickly determine the liquidation value of the assets you have and arrange a loan within days. While their money is expensive, you avoid endless trails of paper trying to establish values and arrange traditional financing which will involve financial statement analysis and projections at most traditional lenders. The hard money lender arranges the loan at a safe percentage of the liquidation value less costs to liquidate. Terms are usually short to allow you to refinance the loan at less cost at your leisure.